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<p>온라인 쇼핑몰에서 핸드폰 소액결제로 주문어떤 제품에 대한 환불 방법이 오픈마켓과 소셜커머스 등 유통채널에 맞게 차이가 있는 것으로 보여졌다. 오픈마켓은 '포인트'로 환불 해주는 반면 소셜커머스와 대형 온/오프라인몰은 계좌로 '현금' 지급하고 있습니다.</p>

1. 컬쳐랜드 상품권을 현금으로 재탄생시키다</br></br>상당수의 소비자들이 경품로 받은 상품권을 쓸 곳의 한계 으로 인해 지갑 속에 묵혀두거나 하는 일이 생깁니다. 그러나, 이러한 상품권은 상품권은 실제로는 언제든 현금으로 전환이 이루어질 수 있는 잠재된 가치입니다. 상품권 현금교환 서비스는 이렇게 유동성이 낮았던 모바일상품권의 가치를 극대화하여 요구되는 때에 현금으로 활용할 수 있게 돕는 실용적인 짠테크 수단입니다

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