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financial advice for young people 3

https://mill-wiki.win/index.php/Real_Financial_Advice_for_Young_People:_Start_With_Trust,_Not_Products

Start saving early, even if it's small; compound interest grows best over time. Avoid lifestyle inflation—just because you earn more doesn't mean you should spend more. Build an emergency fund covering 3-6 months of expenses. Use credit cards wisely to build your score without carrying debt. And remember: investing in yourself, whether through skills or health, often gives the best returns in the long run.