fico vs vantagescore 3
https://getcreditscorerepaircreditshop.ironwoodscope.com/posts/credit-score-repair-what-you-need-to-know-before-starting
fico and vantagescore are both credit scoring models, but they weigh factors slightly differently, which can cause your score to vary by a few points between them. fico tends to be more widely used by mortgage lenders, while vantagescore offers more consistency across the three major bureaus. Neither is inherently better than the other, but it's wise to check both before applying for a major loan.