Lifetime cover is the only way to avoid nasty financial surprises when your dog...

https://magic-wiki.win/index.php/Lifetime_vs_Time-Limited_Dog_Insurance:_What%E2%80%99s_the_Real_Difference%3F

Lifetime cover is the only way to avoid nasty financial surprises when your dog gets older. Without it, you could be left footing a £5,000 cruciate repair bill yourself if you have to switch providers later due to rising costs