A small business can shop off-exchange through a broker, compare small-group...

https://www.rankbookmarkings.win/small-businesses-can-shop-off-exchange-by-working-with-a-licensed-broker

A small business can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA for individual coverage. Before comparing prices, check that each plan includes your team’s doctors and nearby hospitals.