A small business can shop off-exchange by working with a broker, comparing...

https://www.hotel-bookmarkings.win/you-can-compare-off-exchange-small-group-plans-through-a-broker-or-directly

A small business can shop off-exchange by working with a broker, comparing plans directly through insurers, or requesting quotes for small-group coverage. If your team is very small, an HRA may be another way to help employees pay for individual plans